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    <post_id>250</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Prepare for Payday Super: Key Readiness Steps for Employers]]></post_title>
    <post_content_short><![CDATA[From 1 July 2026 Payday Super will be mandatory. Instead of quarterly super payments to employees’ funds, contributions will need to be paid
at almost the same time as salary and wages. Read on for full details on what's required and what is changing.]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/250/27bADrJbKbtMxr1cshHHNg-a-man-sitting-in-front-of-a-laptop-computer-TRNRxPvnF_g.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/prepare-for-payday-super-key-readiness-steps-for-employers/</post_content_url>
    <post_date>2026-03-30 02:57:00</post_date>
  </posts>
  <posts>
    <post_id>249</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Setting goals for you and your business for the new financial year]]></post_title>
    <post_content_short><![CDATA[If you are reflecting on where you are at and thinking about your business goals for the financial year ahead, we can help you establish measurable goals for your business. ]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/249/q9GstSE0HsZ5q0aI9RC96-s-o-c-i-a-l-c-u-t-6iYb1BWWbV0-unsplash.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/setting-goals-for-you-and-your-business-for-the-new-financial-year/</post_content_url>
    <post_date>2026-03-24 01:17:32</post_date>
  </posts>
  <posts>
    <post_id>248</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Could junior rates of pay be abolished?]]></post_title>
    <post_content_short><![CDATA[The SDA is pushing for the abolition of junior rates for younger workers. We’ve outlined the details of the campaign and the potential impact on your wage costs. ]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/248/sep8ACS3OGTvZsBbFDTTl-a-woman-working-on-a-machine-in-a-coffee-shop-aAeL2NABO7g.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/could-junior-rates-of-pay-be-abolished/</post_content_url>
    <post_date>2026-03-24 01:15:21</post_date>
  </posts>
  <posts>
    <post_id>247</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Planning for all eventualities: the benefits of scenario planning]]></post_title>
    <post_content_short><![CDATA[As the owner of a fast-moving business, would a crystal ball be helpful? Scenario planning is a key way to understand the future of your business. We outline the major benefits. ]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/247/5yWJrTPz6JQZwYRzZAxgJk-a-group-of-people-sitting-around-a-table-omGSZqBXkqY.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/planning-for-all-eventualities-the-benefits-of-scenario-planning/</post_content_url>
    <post_date>2026-03-24 01:13:19</post_date>
  </posts>
  <posts>
    <post_id>246</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Payday super: what could it mean for your small business?]]></post_title>
    <post_content_short><![CDATA[Payday super is due to begin in July 2026. Is your payroll process ready? We’ve outlined the key requirements and how payday super could impact your small business. ]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/246/30b2gB8luDoCkKTNdrtSL2-silhouette-of-two-person-sitting-on-chair-near-tree-M9jrKDXOQoU.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/payday-super-what-could-it-mean-for-your-small-business/</post_content_url>
    <post_date>2026-02-24 00:17:43</post_date>
  </posts>
  <posts>
    <post_id>245</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[How to find government grants and support]]></post_title>
    <post_content_short><![CDATA[Government grants and incentives are a great way to boost your capital. We’ve highlighted four areas of financial support that your business may be eligible to claim. ]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/245/3F4ROeLPWx5gXGqXBumMco-a-man-and-a-woman-sitting-at-a-table-with-laptops-hIDPxpnVM-s.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/how-to-find-government-grants-and-support/</post_content_url>
    <post_date>2026-02-24 00:10:24</post_date>
  </posts>
  <posts>
    <post_id>244</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[What are trade tariffs and how can they affect your business?]]></post_title>
    <post_content_short><![CDATA[We’ve heard a lot about trade tariffs in the news. But what is a trade tariff and how could these customs taxes impact your small
business? ]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/244/pu4pNsNyaukMgPa2nA14i-blue-red-and-yellow-intermodal-containers-bukjsECgmeU.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/what-are-trade-tariffs-and-how-can-they-affect-your-business/</post_content_url>
    <post_date>2026-02-24 00:07:46</post_date>
  </posts>
  <posts>
    <post_id>243</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Getting late payments under control]]></post_title>
    <post_content_short><![CDATA[63% of Australian businesses say they are losing money to late payments. Here’s what you can do to get your late payment issues under control. ]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/243/6w8NkKfOpZy5DdUrispbeK-person-holding-calendar-at-january-BRBjShcA8D4.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/getting-late-payments-under-control/</post_content_url>
    <post_date>2026-01-19 05:02:16</post_date>
  </posts>
  <posts>
    <post_id>242</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Reducing the uncertainty: how to diversify your business]]></post_title>
    <post_content_short><![CDATA[Looking to shake up your current business strategy? We share five ideas for diversifying your business strategy and improving the stability and profitability of your business this year. ]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/242/lVJprhCxItXXEwHPgJPh4-person-holding-white-and-blue-click-pen.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/reducing-the-uncertainty-how-to-diversify-your-business/</post_content_url>
    <post_date>2026-01-19 04:39:10</post_date>
  </posts>
  <posts>
    <post_id>241</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Why flexible working is the new normal]]></post_title>
    <post_content_short><![CDATA[54% of employees prefer a combination of in-office and remote work. So, are you making moves to switch to flexible working? We explain why
hybrid working is the way forward.]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/241/OrzJdJappaVo7b6J8z5LD-a-man-sitting-on-a-train-looking-at-his-laptop-RPIORaqTidU.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/why-flexible-working-is-the-new-normal/</post_content_url>
    <post_date>2026-01-19 04:35:48</post_date>
  </posts>
  <posts>
    <post_id>240</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[5 tips for controlling your cashflow]]></post_title>
    <post_content_short><![CDATA[Cashflow keeping you awake at night? We share 5 tips to control your cashflow and achieve a positive cash position.]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/240/V3f0y4WlANkZKCnPysUKK-woman-standing-and-holding-smartphones-c2a0TydMlAs.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/5-tips-for-controlling-your-cashflow/</post_content_url>
    <post_date>2026-01-19 04:29:49</post_date>
  </posts>
  <posts>
    <post_id>239</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[5 challenges for small business - and how to beat them!]]></post_title>
    <post_content_short><![CDATA[Want to know how to beat the most common business challenges? We’ve highlighted five common challenges and the simple ways to overcome
them. ]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/239/6T2nccVZvTwU6OhFQD6pvA-man-raising-right-hand-fYTfOzaRVWw.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/5-challenges-for-small-business-and-how-to-beat-them/</post_content_url>
    <post_date>2025-11-27 23:31:47</post_date>
  </posts>
  <posts>
    <post_id>236</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Training vs Trial & Error: Why Teaching Staff to Use Software Properly Pays Off]]></post_title>
    <post_content_short><![CDATA[Trial and error might feel easier, but proper training gives you clean data, confident staff, and the ability to actually use your
software to grow your business. What you can measure, you can control - and what you control, you can change.]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/236/2J9H2zRK517JR6c8UTiR3F-a-person-writing-on-a-whiteboard-cPyO3GEYjZ4.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/training-vs-trial-and-error-why-teaching-staff-to-use-software-properly-pays-off/</post_content_url>
    <post_date>2025-11-16 22:26:58</post_date>
  </posts>
  <posts>
    <post_id>235</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Could your business survive without you?]]></post_title>
    <post_content_short><![CDATA[Would your business fall apart without you? What’s your Plan B in case of accident, illness, or just so you can take an occasional holiday?
If you were thinking of selling it, what’s your exit strategy?]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/235/hKv8CFcs9swCFSGe1A3rc-tarik-haiga-ClhMGB46DbQ-unsplash.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/could-your-business-survive-without-you/</post_content_url>
    <post_date>2025-10-21 01:17:24</post_date>
  </posts>
  <posts>
    <post_id>234</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Cash is not profit and vice versa]]></post_title>
    <post_content_short><![CDATA[Cash is King. To work out how fast you can grow your business, you need to look at your projected cashflow. ]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/234/3CORW7xCRJXWrmvlCgaH8K-_.phoenix_._cash_is_king_-chaos_30_-ar_32_-v_6.1_2fb37f8b-96b7-4763-a230-99efb2be2ec6_3.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/cash-is-not-profit-and-vice-versa/</post_content_url>
    <post_date>2025-10-21 01:14:56</post_date>
  </posts>
  <posts>
    <post_id>233</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[The value of cashflow forecasting for your business]]></post_title>
    <post_content_short><![CDATA[A business cash flow forecast will give you vital business intelligence to help you scenario-plan, search for cost-savings and look for
strategies that will preserve your cashflow position. Find out how it can help your business.]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/233/quQgLXkVNS9AFQOoHZqcU-_.phoenix_._A_human_eye_and_partial_face_we_can_see_the_refle_a7581a11-35b2-4ba5-9a85-bc8f835896d4_3.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/the-value-of-cashflow-forecasting-for-your-business/</post_content_url>
    <post_date>2025-10-21 01:12:25</post_date>
  </posts>
  <posts>
    <post_id>232</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Does your Aussie small business have a succession plan?]]></post_title>
    <post_content_short><![CDATA[Research from MYOB shows nearly half of Baby Boomer business owners are planning to exit in the next 1 to 5 years. But do you have a
succession plan in place to guide this exit?]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/232/6MExjgIEBebq3FDTG4AY8d-a-man-helping-another-man-put-on-his-tie-4LWr3ALAdBo.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/does-your-aussie-small-business-have-a-succession-plan/</post_content_url>
    <post_date>2025-09-29 00:31:02</post_date>
  </posts>
  <posts>
    <post_id>231</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Keeping your tax and expenses in check when you are self-employed]]></post_title>
    <post_content_short><![CDATA[Working for yourself or running your own business? Setup robust systems for expenses & tax requirements so you can focus on your important tasks. We can help take the headaches out of your business accounting. ]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/231/2EPhGVXftiosyK6k6ES8W2-rawpixel-423665-unsplash.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/keeping-your-tax-and-expenses-in-check-when-you-are-self-employed/</post_content_url>
    <post_date>2025-09-29 00:26:54</post_date>
  </posts>
  <posts>
    <post_id>230</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[The right to work from home: the potential impact for your employees and business]]></post_title>
    <post_content_short><![CDATA[Proposed legislation from the Victorian Labor Government could offer your employees the right to work from home 2 days per week. We’ve outlined how to make the most of WFH. ]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/230/7miXkHVkholI9mSsRrtEuM-man-in-green-crew-neck-t-shirt-sitting-on-white-sofa-FtjKYTo3_-Q.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/the-right-to-work-from-home-the-potential-impact-for-your-employees-and-business/</post_content_url>
    <post_date>2025-09-29 00:11:59</post_date>
  </posts>
  <posts>
    <post_id>229</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Gen Z in a Boomer workplace?]]></post_title>
    <post_content_short><![CDATA[7 in 10 managers liken supervising Gen Z to babysitting or parenting. But is your people management style what’s at fault? We explain how to get the best from your Gen Z employees. ]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/229/6ixxsfpVfCuzfWe3Bxqw6g-a-woman-with-long-hair-and-a-backpack-H8cAO_2MnA8.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/gen-z-in-a-boomer-workplace/</post_content_url>
    <post_date>2025-09-29 00:07:20</post_date>
  </posts>
  <posts>
    <post_id>228</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[The art of delegation]]></post_title>
    <post_content_short><![CDATA[Effective delegation frees up time and boosts productivity by allowing others to take on tasks. Assessing the right person, providing clear
instructions and setting timeframes results in enhanced team skills, better outcomes and higher productivity.]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/228/0LVLxubaPRVBuImS0H5vg-delegation.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/the-art-of-delegation/</post_content_url>
    <post_date>2025-08-18 03:33:25</post_date>
  </posts>
  <posts>
    <post_id>227</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[5 ways to get in control of your business finances]]></post_title>
    <post_content_short><![CDATA[We’ve got 5 simple ways to get more from your finances – by embracing the latest in digital accounting and finance apps.]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/227/3tccF2n3QPmhOUM3vGJRJ7-alexander-grey-tn57JI3CewI-unsplash.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/5-ways-to-get-in-control-of-your-business-finances/</post_content_url>
    <post_date>2025-08-18 03:30:56</post_date>
  </posts>
  <posts>
    <post_id>226</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Understanding the impact of Cost of Sales (CoS)]]></post_title>
    <post_content_short><![CDATA[Your Cost of Sales (CoS) is a vital financial metric to understand. We’ve highlighted 5 important ways that CoS impacts on your operational efficiency and your financial health. ]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/226/8eqStwqaG59zcKL8dx5LK-a-market-with-lots-of-fruits-and-vegetables-8ZepDlngDkE.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/understanding-the-impact-of-cost-of-sales-cos/</post_content_url>
    <post_date>2025-08-18 03:28:55</post_date>
  </posts>
  <posts>
    <post_id>225</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Honesty is not a core value: Why you must dare to stand out]]></post_title>
    <post_content_short><![CDATA[Core values define your business's identity and uniqueness. Focusing on distinct values that reflect your purpose and sharing and
embodying these values fosters a stronger workplace culture and enhances relationships and results.]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/225/6jwGyAt21e3REcKfBR0vXt-core-values.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/honesty-is-not-a-core-value-why-you-must-dare-to-stand-out/</post_content_url>
    <post_date>2025-08-18 03:25:04</post_date>
  </posts>
  <posts>
    <post_id>224</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[The value of old-fashioned customer service: getting customer feedback]]></post_title>
    <post_content_short><![CDATA[Your customers are one of your most valuable assets. But how often are you talking to customers and asking for their feedback? Here are 5 ways to improve your customer service. ]]></post_content_short>
    <post_icon>https://www.stmaccounting.com.au/media/website_posts/224/7eqvj5SRMF48ZZV3SC4MUH-a-man-and-a-woman-talking-cnPFOFDfmcQ.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.stmaccounting.com.au/stm-blog/stm-blog/the-value-of-old-fashioned-customer-service-getting-customer-feedback/</post_content_url>
    <post_date>2025-07-28 00:26:09</post_date>
  </posts>
</root>
